Get approved before you shop or when you’re ready to buy- it’s up to you.
We match you with a lender based on your location, credit score, and what you are purchasing.
No obligations! You will be able to review the finance agreement before finalizing the transaction.
Apply
Ready to reserve or take home a pet or product? Complete our application to create an account and be matched with financing. You can put the application on hold at any time if you wish and come back to it by logging back in.
Get Matched
The Terrace Finance lending platform will work to match you with a program that matches your credit profile, needs, and state regulations. Review the offer from the lender carefully before accepting.
Finalize
When it’s time to finalize the sale, the breeder or merchant submits an invoice through the system. The lender will advise them when the process is complete and you can take home your new pet or pet product!
Will my credit be pulled? Although Terrace Finance conducts only a soft credit pull for pre-qualification purposes, many of the lenders on our platform do conduct a hard credit pull to confirm your eligibility. You will be asked for formal consent as you fill out the application.
WHO IS TERRACE PETS? Terrace Pets is a division of Terrace Finance Corp. Terrace Pets and Terrace Finance Corp are not lenders. Our missionis is to help our merchants and their customers find the financing they need through access to a curated lender network.
Questions? 888-509-1370 Mon-Sat 9am – 11pm EST Sun 10am – 8pm EST
terracepets.com
2580 Anthem Village Drive, Suite B | Henderson, NV | 89052